Diamond provides quality women’s car insurance, which offers a range of benefits and services shaped for women. Diamond’s Comprehensive policy is packed full of benefits including Handbag and Contents cover up to Â£300, Child Seat cover up to Â£300 protects your children’s accessories, buggies and child car seats, a Courtesy Car whilst yours is being repaired by a Diamond approved garage, 24 hr roadside emergency accident helpline, Â£5,000 Personal Injury cover, Windscreen repair and replacement (subject to excess), up to 15% of car value up to a max of Â£1,250 of Stereo cover and flexible payment options. Sign up to receive exclusive offers and discounts straight to yourÂ inbox.
Fast recovery : Following an accident we’ll be with you on average in less than 52 minutes to recover you and your car. Age UK are always committed to providing good customer service. If you buy a product from Age UK, you may be contacted by our partners Feefo on our behalf to find out about your buying experience. Protect your classic project in the event of accidental damage, or fire and theft, while your vehicle is off the road.
Motor Breakdown Cover and Accident Recovery Service are provided on behalf of Coâop Insurance by AXA Assistance (U.K.) Limited; Registered in England and Wales under company number 02638890. Registered Office: The Quadrangle, 106-118 Station Road, Redhill, Surrey RH1 1PR. AXA Assistance (U.K.) Limited is authorised and regulated by the Financial Conduct Authority under register number 439069.
While there’s not really any getting around this fact, this doesn’t mean that relatively cheap car insurance is a pipe dream. If the accident was the other driver’s fault, and this fault is accepted by the third party’s insurer, then the vehicle owner may be able to reclaim the excess payment from the other person’s insurance company. Market value. Subject to excesses. Additional excesses for young or inexperienced drivers. New car replacement (up to 1 year old and first & only registered keeper). Car modifications of any kind could result in a premium increase, so it may be good idea for a driver to check with their insurer before adding any mods.
For full details of the policy terms and conditions, please refer to your policy documents. Your premium will depend on your circumstances and the level of cover you choose. Get a quote online in 5 minutes : Fill in your details using our online motor insurance quote form , and you’ll be able to get a car insurance quote in a matter of minutes. You can also save your quote and retrieve it later. Quotes are valid for 60 days. You can upload documents straight to My Account, making it easier to prove your No Claims Discount and send documents required for your policy.
Three of the biggest insurers on the market, Direct Line, Aviva and Zurich, only offer their products directly and aren’t on comparison sites. Benchmark your cheapest comparison-site quotes against the premiums offered by these sites to see if you can slash costs further. As well as insurers refusing to offer you the special rates that are available to new customers, there is often an administration fee charged for renewing your policy.
In addition, a problem may arise if you have a second accident and it is found to be related to work undertaken for the first. If this does happen it would most likely result in non-payment of the claim, rather than cancellation of your insurance or being reported for fraud, but could still end up costing you Â£1,000s. A chipped windscreen doesn’t have to spoil your day. We’ll pay for the cost of repairing or replacing your broken or chipped windscreen or windows. We’ll also pay for any scratching to the paintwork that might have been caused by broken glass from the windscreen or windows.
Insurers charge increasing amounts each year, knowing inertia stops policyholders switching. If your renewal is coming up, jot it in your diary to remember it. Compare comparison sites and then call your insurer to see if it can match, or even beat, the best quote you found. If it can, you’re quids in. Voluntary excess – the amount you’d be prepared to pay on top of the compulsory amount. The higher you go, the lower your premium.
If you make a claim for an accident that’s not your fault and the driver of the car that hits you is not insured, you won’t lose your no claims discount or have to pay any excess. The Car Insurance Policy Booklet contains full terms and conditions for AA Car Insurance. It includes the Policy Summary, which outlines the main features and limits of the policy. Third party, fire, and theft: This is similar to third party insurance, but also covers the cost of replacing a car if it’s stolen or damaged in a fire.
Taking out your car insurance has got to be the best online experience I have had in years. Excellent service, brilliant value, all easy to read and use! Your car insurance also covers a single-axle trailer, worth up to Â£500 and kept in a safe and roadworthy condition, while attached to your car. For example, if you have comprehensive insurance, your trailer will also be covered on a comprehensive basis, which includes accidental damage, fire and theft. Guide toÂ car breakdown basics – What to do if you breakdown on the motorway, on rural roads or overseas.
If you have an accident that’s not your fault, this cover will provide up to Â£100,000 for legal representation for you and all named drivers on your policy to recover the costs not covered by your car insurance. You’ll also receive help to defend your legal rights if an accident leads to prosecution. If your car’s damaged by fire, we’ll arrange to get it fixed if possible. If it’s not fixable, we’ll either pay to replace it or pay you cash up to its market value.
Remember, our rates are not on any comparison sites, and our cheapest rates are always available on the phone – this is because our staff are trained to underwrite risks on an individual basis, and the rate you are offered will reflect your actual circumstances, rather than assuming a worst-case scenario. Guide to car maintenance basics – A checklist of basic car maintenance procedures, car toolkit suggesstions and what the most common dashboard warning lights mean. When towing a caravan or trailer, you are covered for the costs you are liable to pay if you cause damage to property, or injury or death to someone.
If yours doesn’t, call your insurer giving your dates of travel and the countries you’ll visit (or plan to pass through, even if it’s only for a few hours) to extend the policy cover, but there may be a charge. If you have a collection of classic cars, we can usually cover them all under a single policy, and at a discounted price. These can include various types of vehicle such as classic cars, 4x4s, campervans and even tractors!
Motor insurers in the UK place a limit on the amount that they are liable for in the event of a claim by third parties against a legitimate policy. This can be explained in part by the Great Heck Rail Crash that cost the insurers over Â£22 million in compensation for the fatalities and damage to property caused by the actions of the insured driver of a motor vehicle that caused the disaster. No limit applies to claims from third parties for death or personal injury, however UK car insurance is now commonly limited to Â£20m for any claim or series of claims for loss of or damage to third party property caused by or arising out of one incident.
Your excess.Â In general, paying a higher excess â the amount you’d have to pay upfront if you made a claim â will mean paying a lower premium. However, you need to make sure that you’re able to afford to pay the excess if you do need to make a claim. This link may allow you to access a non-HSBC website. HSBC has no control over the linked website and is not liable for your use of it. Add Guaranteed Replacement Car Cover for Â£14.99, to cover you if your car is stolen or written off, or is no longer driveable following a fire, theft or accident claim.
Subject to minimum premium. Discounts apply in the first year of cover. If more than one discount applies then these will be deducted consecutively from your individual annual premium. Offers can be withdrawn at any time. Quotes are valid for 90 days. Home insurance discounts apply to Standard and Elite cover, but exclude optional home emergency cover and family legal protection. Underwriting criteria apply.